Travel Insurance: What Is Covered and What Is Not?

Here’s what you need to know to make sure your trip is covered.

Whether you’re spending the summer on the road or jetting off on your next big adventure, it’s important to understand what types of scenarios are and aren’t covered by travel insurance. Here’s what you need to know to make sure your trip is covered.

What You See Is What You Get

That beautiful beach home may look great online, but what about in person? Spend some time closely researching and reading reviews prior to booking your trip.

Double Booked

Before you sign a rental contract, do your research to fully understand the rental company’s policy on double bookings. Will your deposit be refundable, or will the rental company be responsible for reimbursement? Make sure you are comfortable with the terms and conditions listed prior to booking.

Running Late?

An emergency forces you to make a last-minute cancelation on your summer getaway. Will your travel insurance cover the cost of a new flight? In most cases, yes! Check with your insurance company to make sure your own travel insurance will cover you in the case of an emergency. 

Frequent Flyer Points

Because there is no dollar value associated with frequent flyer miles or reward points, it can be tricky to regain these points without travel insurance. If you do have travel insurance, you’re in luck! Many insurance companies will not only cover taxes and fees associated with air miles, but fees to regain miles.

While travel insurance can provide coverage for many different situations, it’s important to check with your insurance provider prior to jetting off.

For more useful information, please contact a Two Rivers Insurance Services representative below.