Employee Benefits

Retaining And Attracting Valuable Employees Is The Key To Success

Retaining and attracting valuable employees is key to the success of any business. An attractive benefits package is a crucial piece for maximum employee retention. The EBS Benefit Department team can tailor a fully integrated employee benefits package, including self-funded, partially-funded and fully-funded options, to meet the needs of your business and valuable employees, while still controlling costs. In addition, plans can range from voluntary to employer-paid. Whether your company is small or large in scope, Two Rivers Insurance Services is here for you!

Our products and services include, but are not limited to:

  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Alternative Funding Arrangements
  • Short Term Disability Insurance
  • Long Term Disability Insurance
  • Life Insurance
  • Health Savings Accounts
  • Voluntary Care Insurance
  • Long Term Care Insurance
  • Accidental Death & Dismemberment Insurance
  • Identity Theft Coverage
  • Online Enrollment
  • HR Services Platform
  • Comprehensive Third-Party Administration Services
  • Association and Benefit Pools for Public Entities

If you are interested in Employee Benefits, please contact the EBS Benefit Department to request a quote or request a quote below.

Third Party Administration

Employee Benefit Systems provides a full array of employee benefit related services. EBS can create a customized plan for your organization that offers affordable benefits to your employees. Plus, we administer the plan for you, allowing you more time for other responsibilities.

EBS services include:

  • Self-Funding Administration for Medical, Dental, and Disability Plans
  • Partial Self-Funding Administration
  • Section 125 Administration
  • HIPAA Mandatory Notifications
  • Health Reimbursement Arrangement
  • Flexible Spending Account
  • COBRA Administration
  • Consolidated Billing Services
  • Online Enrollment Services

If you are interested in Third Party Administration services through EBS, please contact the EBS Benefit Department to request a quote. 

Small Businesses Alternative to costly ACA Health Plans


  • Licensed physicians covering general health, behavioral health, Dermatology, sexual health, tobacco cessation
  • 24/7 Availability – via phone or video
  • No Co-Pay or Deductible
  • No late-night ER visits
  • No driving to wait in line
  • Prescribe Rx

Medical Indemnity Plan

  • Hospital Stay Benefit
  • Physician Visit Benefit
  • Lab & X-Ray Benefit
  • Surgery Benefit
  • Customizable

39% of employees say improving their benefits package is one thing their employer could do to keep them in their jobs!

40% of workers are not very or not at all satisfied with their benefits!

If you are interested in learning more Health Benefit options for your Small Business, please contact the Two Rivers Insurance Services' Benefits Department to request a quote. 

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